The Company‚Äôs mission is to provide high quality liability risk control and risk financing products and services to its members in a manner which is reflective of its members’ long-term interests, recognizing the importance of value to the owners.

The company will strive to continuously attain a visible distinction of integrity and quality and to differentiate itself through the performance of prompt, responsive, and professional service to all members.

Underwriting Philosophy

Philosophy: The underwriting philosophy of the company is conservative. Long-term financial stability is a requirement which will not be compromised by actuarially inadequate premiums.

Objective: The underwriting objective will be to achieve a modest profit (operating plus non-operating) while providing hospitals with high quality coverage and service at a competitive price.

Claims Philosophy

Claims management services are provided by Optima Healthcare Insurance Services staff. Our claims philosophy is early intervention and aggressive claims handling coupled with extensive claims staff knowledge and experience which has proven results over the history of CHI.

Risk Management Philosophy

Risk management services are provided by Optima Healthcare Insurance Services staff. A high degree of expertise and excellence in risk management will be maintained in order to maximize favorable impact on potential loss. Services include on-site surveys, site consultation and educational programs.